Theory of Change

Problem Statement

Smallholder farmers in Cambodia face rising climate risks, income instability, high investment cost, and limited access to formal insurance, advisory, and agri-services. Fragmented value chains and low financial literacy leave them vulnerable, with few tools to protect their livelihoods.

Approach / Outcomes

Value Chain

Enhancing market linkages
and productivity

Inclusive Insurance

Providing tailored and personalized online digital risk management solutions

Ecosystem Strengthening

Building local capacity
and sustainable systems

Long-Term Impact

"A more resilient rural economy
in which farmers thrive."

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